Retirement Planning

12th Sep, 2012

Retirement is inevitable;  whether the idea is to have an early retirement, or just to plan for old age, it literally pays to start early. However, you can do better than just investing in the stock market or real estate alone.

No investment is risk free.  Bank accounts may seem secure but inflation can practically negate the interest. Real estate can be hard to manage and stocks are less than predictable. The best solution to this situation is to always have more than one kind of investment in one sector through diversification, thus minimizing overall risk, or not 'putting all your eggs in one basket'.

Preparing for retirement is a dynamic process that lasts your entire career. However, the end of your career doesn’t have to be the end of your income. Many people with strong retirement funds find themselves free to explore new possibilities. Keeping this in mind when planning your investments will help shape your portfolio.

Most importantly: live life in flashback. Disciplined and systematic savings made throughout your career can amount to considerable funds when you retire, so treat today like your second chance.


Opinions constitute our judgments at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document. Nathan Griffith, Samina Yip and Frank McCall of The Wealth Creation Group Pty Limited are Authorised Representatives ofApogee Financial Planning Limited ABN 28 056 426 932, an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.

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The Wealth Creation Group and its Financial Advisers are Authorised Representatives of WCG Financial Solutions Limited, Australian Financial Services Licensee 481610, Registered Office at 351 Moorabool Street, Geelong VIC 3220.
Disclaimer: The information contained in this website is of a general nature and has been sourced on good faith as such it should not be construed as personal advice. Whilst the writer has adopted care, diligence and competence, the information has not been prepared taking into account any particular investment objectives, financial situation or particular needs. The Wealth Creation Group and WCG Financial Solutions Pty Limited accept no responsibility for any content contained in external links on other company websites or externally sourced information.